Entries by Tosten

Should You Insure A Golf Cart?

Golf carts aren’t just used for the golf course. Many people use as an easy transportation around their neighborhood. Depending what state you live in, insurance for your golf cart is either required or optional. Golf cart insurance is going to provide you with the best coverage versus simply relying on your home insurance policy…

Car Theft – Am I Covered?

When a person thinks about car theft, there are a few scenarios to imagine such as personal property items stolen out of your vehicle, car parts stolen from your vehicle, or your car was physically stolen and couldn’t be recovered. So, the question is, are you covered if you experience any of the following theft […]

6 Benefits of Working with a Local Insurance Agency

A local insurance agent listens to your needs then finds a customized insurance policy that fits those needs. When looking for insurance, consider your local, independent insurance agents in Lubbock, Texas. We do more than just provide you with a great insurance policy. Because we live in a “need it now” society, instant quotes for […]

Spring Season is Here – Insurance Updates to Know

Here are some updates on insurance or common questions we hear from customers. Do I Need to Purchase Insurance When Renting a Car? If you are planning on taking a trip this spring break, you may be renting a car. At the time of checking in or even during the process of getting a rental […]

Is Water Damaged Covered By My Standard Home Insurance Policy?

Water damage can occur in many ways in your home. Whether it is a burst pipe, a leak from your refrigerator or freezer, your house is flooded due to weather conditions, and more. It is important to understand what type of water damage is covered under your standard home insurance policy. Not all water damage […]

Does Home Insurance Cover Mold Issues?

When we think of an issue that may arise by being a homeowner, many people wonder if their problem can be covered by insurance. My House Has a Mold Issue, Am I Covered? If your home develops a mold issue, is it covered by insurance? The easiest answer is most likely no. Most mold issues […]

Insurance Options for Leased or Financed Vehicles

You have many coverage options when it comes to purchasing auto insurance. Some people choose to have the state minimum requirements, while others want more coverage protection. If you are looking to lease or finance your next vehicle, it is important to understand you most likely will need specific auto insurance coverage. State minimum requirements […]

Five Things You Should Always Have on Hand in Your Home & Car

Prepping your home in the event you lose power or a natural disaster strikes – We all know the importance of being prepared, but what percentage of us actually do the prep work? A good way to ask yourself if you are prepared is to assess what you have on hand now. If a disaster […]

New Year’s Eve Party Tips & Things to Consider in the New Year

Many people prefer to host a New Year’s Eve party instead of going out to celebrate. If you plan to gather with friends and family at your house, there are a few things to keep in mind when it comes to being a host. Watch how much alcohol you are serving your guests Not only […]