Entries by Tosten

What To Expect When You File An Auto Insurance Claim

A Call for Facts of Loss When you’re involved in a car accident the first thing that happens after you report your claim is you receive a call from the insurance adjuster. An insurance adjuster looks at your coverages, listens to your statement about what happened (Facts of Loss), and then determines fault. This adjuster […]

Buying Car Insurance for Your Teen

If your teen just got their driver’s license, then you understand the importance of making sure they have the right insurance. Keeping them as safe as possible includes making sure that they’re insured in the event of an accident, so let’s talk about what you need to know. New drivers Being a new driver is […]

Things You Should Know About a Commercial Auto Insurance Policy

When many people think of a commercial auto insurance policy, they may think of big vehicles such as semi-trucks, box trucks, garbage trucks, etc. However, there are many variations of vehicles that would qualify for a commercial auto insurance policy. How to Determine If You Need a Commercial Auto Insurance Policy If you are using […]

It’s Cyber Awareness Month – Are You Following Good Practices?

October is Cyber Security Awareness Month. Since the pandemic, more individuals are using digital accounts for purchasing through the internet. This can leave you vulnerable & increase your risk for a cyber-attack. The majority of cyber-attacks begin with phishing emails. Knowing how to spot a phishing email is critical for protecting yourself from a cyber-attack. […]

September is National Preparedness Month – Here is How It Relates to Your Insurance

FEMA, Ready.gov and Listo.gov are big voices in reminding Americans that September is National Preparedness Month. Ready.gov is a great resource for teaching you how to prepare for a natural disaster. What do they consider a disaster? Wildfires, flooding, thunderstorms & lightning, hurricanes, earthquakes, tornadoes, landslides, severe weather, droughts and more. No matter where you […]

How Commercial Trucks & Vehicles Insurance Premiums Are Calculated

When it comes to insuring large commercial trucks and vehicles, dealing with an experienced insurance agent will provide you with an understanding of your commercial truck coverage options and getting a better price on your commercial truck insurance. Insuring a tractor trailer or semi-truck is very different than getting insurance on a pickup or SUV. […]

What Every First Time Homebuyer Should Know About Homeowners Insurance

Owning your first home is one of the most exciting and biggest accomplishments in life. It is a memorable time and something to be proud of. With this excitement comes the responsibilities of maintaining and insuring the home. While we can’t help with the maintenance, we can help you understand and properly insure your new […]

Six Things to Do If You Get Into a Car Accident

Being in an accident can be a very frightening event. Being prepared to know how to handle the situation when it occurs will help you deal with the shock of it, and obtaining proper documentation helps support a claim. While accidents will happen to almost every driver, whether their car is parked and unattended, or […]