
Carlos Chavira — Commercial Lines Sales Executive, Grimes Insurance Agency
Carlos Chavira is a Commercial Lines Sales Executive at Grimes Insurance Agency in Lubbock, Texas, where he helps business owners protect their operations through commercial insurance and risk management solutions. Carlos is a licensed Texas Property & Casualty agent who joined Grimes in late 2025 after more than 25 years in commercial banking.
A Career Built in Public Banking
Before working in insurance, Carlos spent more than 25 years in commercial banking with PlainsCapital Bank and ABC Bank, building lasting relationships with business clients across the Lubbock community. After earning his insurance license, he moved into commercial insurance and found the same mission in a different form: helping business owners protect and grow what they’ve built.
That background shapes how he works with clients. Carlos understands commercial operations and the financial strategy behind them, and he uses that to deliver thoughtful risk management, personalized service, and long-term value tailored to each client’s needs.
Roots in West Texas
Carlos is a lifelong resident of Lubbock and is proud to call the community home. He serves business clients in Lubbock and across the South Plains.
Community & Family
Carlos and his wife, Jennifer, are raising two kids, Aaron and Addison, along with their two dogs, Chief and Fancy. Outside of work, he enjoys attending his kids’ sporting events, dance recitals, and school activities, playing golf, and cheering on the Red Raiders.
Carlos is also committed to giving back to the community he serves. He is actively involved with:
- Lubbock Caprock AMBUCS
- Women’s Protective Services
- Communities in Schools of the South Plains
- Lubbock Chamber of Commerce Ambassador program
- Lubbock ISD
- Lubbock High Lady Westerner Basketball Booster Club.
Credentials & Licenses
- Texas Property & Casualty License #3408909
- National Producer #21758988
Connect with Carlos:
- Email: cchavira@grimesinsurance.com
Contact Our Agency
Lubbock, TX 79424
*Closed for lunch from 11:30-12:30

